Missing Participants




Information regarding lost/missing participants




In order to pay out the lost/missing participant you must first have written proof that you are unable to locate the participant.  You can do this by mailing a notice of benefits to the participant at his last known address via certified mail receipt. The IRS link below provides a sample participant notice which you may use.  You should keep a copy of the certified mail receipt and the original undeliverable certified mail receipts for your file. 


The next step is to use a locator service for all lost/missing participants.  Below you will find two websites which can be used to locate lost participants:


  1. Below is a link to the Internal Revenue Service Website which can help you locate a lost participant.  There is no charge for fewer than 50 participants.  This page also provides a sample letter to send to the IRS, as well as a sample notice for the participant.  



  1. Below is a link to a website of a private company that locates lost participants.  Please take a look at their website.  This company does not have any minimums, sign up fees, etc. and charges $10 per report. The link is:





Please proceed with whichever service you choose to use.


When you have proof of the completion of this search, if the participant still cannot be located, please contact our office.